Tuesday, November 10, 2009

Paddlinig through challenges

The first week of November has been quite a doozy for us. Sad to say, the first 10 days have been overshadowed by our house issues, but then again, it could be much worse. We have a lot of problems as the result of the leak, first of which started with water coming into the house mid week last week in several rooms. We finally got squared away in a hotel for last weekend, and it provided much needed respite away from what was going on. We had to eat out quite a bit, and I'm keeping the records to give to our insurance. I was so glad to get back in the house on Saturday, if only to start up the dishwasher and washing machine (to rinse them out), because I knew we were that much closer to eating at home and being able to sleep under our roof again.

The repairs are not cheap, and the reroute we decided to take instead of fixing just the one broken pipe has set us back $3200 (minus the $300 the insurance is actually paying (they were only going to cover the broken pipe getting fixed, which was $1300, but minus our $1000 deductible is what they pay.) We wanted to take every measure to ensure that this does not happen again-paying for a deductible once is hard enough, but paying for it twice-let alone not knowing what kind of damage that could happen, is much worse. With the payment plan I set up, we'll have that paid off by the end of February, so that's the good thing. Another upside, the insurance has already paid a lot for what has had happened, including the initial leak detection, the cost of the hotel to stay in for three nights, the fee for drying out the house, and will also be covering the repairs that occured as a result of the water damage. Thus far, we have major damage to the carpet in our hallway and master bedroom, and the flooring in both bathrooms.

This has been incredibly stressful, but has shown how resiliant R and I are, and how even under a great deal of pressure I can manage to keep our family going. There's going to be a lot of sacrifices ahead, if only so we can ride out the financial fallout that has occured. No one ever expects to have $3200 cash up front for one repair, on top of other emergencies (I believe I mentioned in a previous post that our pool equipment was stolen, and that will cost $1700 to replace), but it does and has happened. Talking with the various companies that have traipsed through our home over the week, we're one of 100 homes in this area going through this right now. Its an ongoing thing. Ugh.

On the bright side, I have my husband and my kids. I have my health, my two legs that can walk, and my mind that can work until the wee hours and do what work I can to help us get through this crisis. Someone has already told me that 2009 has been quite a year and maybe next year will be better. It strikes me as funny though, because my first and constant thought is we're going to get through this and I can't wait to see how much headway we make (along w/ getting rid of other stuff we were already doing) by the end of the year.

So the first 10 days of November has been quite a mess, but the month is far from over. I can't wait to celebrate the birthdays this month, the first that starts today. I also can't wait to celebrate Thanksgiving, helping out in M's class through the month, and figuring out what to do during our vacation from school. The good times are right ahead, and I'm excited :)

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